http://www.cashsavingsbonds.com Learn the best ways to cash in your Savings Bonds. Cash in Your Savings Bonds at earn a fortune. Sun, 09 Mar 2008 07:16:15 +0000 http://backend.userland.com/rss092 en Not necessarily. When figuring out what bonds to cash when, you can't go just by date. Older bonds are not by definition worse than newer bonds. Some of them still earn a 4% guaranteed minimum rate. In addition, series E bonds issued before December 1965 have a 40-year maturity period, but ... http://www.cashsavingsbonds.com/should-i-cash-in-my-oldest-bonds-first-cash-savings-bonds/ Yes. Interest is added to savings bonds at specific intervals. If you redeem your bond before the interest is posted, you lose it. For example, if interest is posted in, say, April and October, redeeming bonds in September instead of October would cost you six months' worth of interest. To ... http://www.cashsavingsbonds.com/does-it-matter-when-i-cash-in-a-bond-cash-savings-bonds/ You can use the savings bond calculator on the Bureau of Public Debt's Web site. You can also keep track of and value each bond with the free, easy-to-use, Windows-based Savings Bond Wizard program. If you don't want to manage your savings bonds yourself, you can get help. For example, U.S. Savings ... http://www.cashsavingsbonds.com/how-can-i-find-out-what-my-bonds-are-worth-cash-savings-bonds/ No. But "people are under the misconception that savings bonds earn interest as long as they hold them," says Dan Pederson of the Savings Bond Informer, a bond consulting service. Americans sitting on bonds that have stopped earning interest are making an interest-free loan to the U.S. government to the tune ... http://www.cashsavingsbonds.com/do-savings-bonds-earn-interest-forever-cash-savings-bonds/ They're very safe (and conservative), and compared with a number of other safe investments, the yield isn't too bad. As of May 1, Series EE bonds earn 3.5%. That's about the same as a one-year certificate of deposit, beats money-market deposit accounts and certainly is more than the typical savings ... http://www.cashsavingsbonds.com/how-do-bonds-compare-with-other-investments-cash-savings-bonds/ Residents of the United States and its territories (as well as U.S. citizens living abroad) can buy savings bonds. Canadian and Mexican residents who work in the United States, have social security numbers and who can participate in the Payroll Savings Plan through work also can buy savings bonds. Keywords: Savings, ... http://www.cashsavingsbonds.com/who-can-buy-savings-bonds-cash-savings-bonds/ As of May 1, 2005, newly issued Series EE bonds will have a fixed interest rate, based on 10-year Treasury note yields. The rate currently is 3.5%. These fixed rates will be announced every May and November and the rate that is in effect on the day you buy your ... http://www.cashsavingsbonds.com/how-are-the-interest-rates-determined-cash-savings-bonds/ Series EE. Paper Series EE bonds can be purchased at half face value. For example, you pay $25 for a $50 bond. Bonds bought online must be purchased at face value. You can buy up to $30,000 ($60,000 face value) in EE bonds. They come in denominations of $50, $75, ... http://www.cashsavingsbonds.com/what-type-of-savings-bonds-are-available/ If you don't know the Social Security number of the bond recipient and you are buying a paper savings bond, you may use your own. The Social Security Number printed on the paper savings bond does not establish tax liability or ownership. It is used only to find records if ... http://www.cashsavingsbonds.com/cash-savings-bonds-id-like-to-buy-a-savings-bond-as-a-gift-what-if-i-dont-know-the-owners-social-security-number/ Many people ask this question - How long until i can cash in my savings bonds? The answer is - at least a year. Of course the smart thing to do here would be to hold these savings bonds for at least 5 years or you can get a penalty ... http://www.cashsavingsbonds.com/how-long-until-i-can-cash-in-my-savings-bonds/